the process buying our house & the making of

Akhirnya settle juga process pemilikan rumah dan perpindahan rumah.. alhamdullilah.. the process to buy that house sgt cepat dan mudah, alhamdullilah Allah atas rahmatmu.

At first my hubby sgt interested rumah kat Amansiara, sbb nya kitorang nak mengelakkan rumah yang still on development. Area KL ni mmg byk developer yg buat separuh jalan, itu yg buat kami tanak beli rumah yg tak siap lagi.. scary ooo.. then after surfing and researching at the end jumpa la ngan owner rumah ni - Aziram. He is goverment staff, and need to move to cyberjaya, and he want to sell his house sbb nak beli rumah ke-3 kat cyberjaya. reason dia sgt mantap nape dia nak jual balik rumah yg tak pernah dia duduk.. and tuk pengetahuan rumah tu pon dia baru dapat kunci 3 bulan.. so its really new house from developer. bezanya kami tak perlu bayar interest rumah tu semasa process development.

so lepas deal harga ngan Aziram, kami check dengan bank value market rumah. Market value memang tinggi, market value di nilai dari facilities yg disediakan (swimming pool, gym, tmn permainan, etc..), facilities area tu (hospital, sekolah, highway, pasaraya, etc). Kitorang pilih CIMB bank islamic tuk mohon housing loan, lepas a brieft session ngan consultant CIMB, kitorang pon isi form. Tak sampai 2 minggu bank dah contact my hubby with happy news~ pmohonan berjaya! alhamdullilah. mmg tanak buat kesilapan ke-2 (mcm dalam entry ni) bank dah approve tp kitorang tolak balik.. masa tu tak tekad sgt beli rumah.. so abes burn deposit.. huhu.

so sambung balik cerita.. lepas bank luluskan loan, bank offer panel sendiri tuk evaluation rumah and lawyer (if you dont have one) sbb kitorang mmg takder kenalan lawyer so proceed dengan lawyer bank and evaluator. Lawyer tu pon sangat effisien, dalam masa 2 minggu our document between old owner and new owner dah siap. tuk pengetahuan document agreement tu dalam 300 pages! so just imagine ko kena sign each of the page! haha, mmg sakit tangan.. then lepas sebulan lawyer berkejar2 ngan bank, bank pon disburst first payment kat owner asal rumah. and dngan rasminya kami pon dapat kunci at the midle of january =) Process tak lama, we start meet the first owner november 2010, and process bank, lawyer sume, dapat kunci january 2011. dalam masa kurang 3 bulan dah settle. Alhamdullilah..

Lepas dapat kunci baru cari contractor tuk renovation plaster siling, kitchen cabinet and grill rumah. cari2 and confirmkan contractor dalam masa 2 minggu - middle february 2011. And a month after that kitorang trus pindah rumah.. which is 8 march 2011, even though masa tu kitchen cabinet tak siap lg..

process perpindahan, pengemasan sangat la penat.. walaupon aku tk dibenarkan buat kerja2 berat tp kepenatan mmg sangat terasa.. apatah lagi husband mesti lagi penat.. sbb semua pon buat sendiri..

so setelah seminggu mendiami rumah ni, rasa sangat senang hati.. tido malam sangat nyenyak.. kat sini malam sejuk, even buka kipas speed 1 pon dah cukup.. rumah tak settle lagi.. ada lagi nk tambah2 minor2.. tp yang major dah lepas..

so ni list rumah major yang kitorang telah pon settlekan =)

1) Plaster Siling renovation, divider & wiring lampu kipas (plaster siling idea sepenuhnya oleh hubby.. i like! the theme is modern sophisticated )

- contractor : samsul

- duration : 2 weeks

plaster siling dining area, together with border to divide dining area and mini library.

plaster siling living hall(hubby cat kaler merun itu, tp looks like red)

2) Kitchen cabinet renovation (idea hasil garapan contractor, hubby and me.. pemilihan color and material by us husband and wife)

- contractor : sam

- duration : 3 weeks